Check Capital Management
Verified BusinessMoney and Financial ServicesPhone(714) 641-3579
Address 575 Anton Blvd # 500, Costa Mesa, California, United States 92626
Get Direction
Check Capital Management
Verified BusinessMoney and Financial ServicesPhone(714) 641-3579
Address 575 Anton Blvd # 500, Costa Mesa, California, United States 92626
Get Direction
About us
Reviews
Q&A
Independent Financial Advisor Costa Mesa
Check Capital Management in Costa Mesa is your gateway to financial empowerment with our independent financial advisor services. Elevate your financial journey with personalized guidance and expertise. Trust Check Capital Management for a tailored approach to your financial goals.
Founded 1987
Services Provided
- Washroom
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Wheelchair Accessible Restroom Available
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Restroom Available
Business Profile
Business Category:
Financial planner
Business Categories:
- Investment service
Reviews for Check Capital Management
| 19 Reviews
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Jim Pirzynski
We have worked with Check Capital for the past 9 years. During that time, through the ups and downs of the market they have been rock solid. Our financial advisor, Chis Ballard, has been amazing to work with. Market volatility can be daunting, but Chris has provided education and perspective, and as a result we have more peace of mind regarding our investments, which have performed well. Chris is personable, and a knowledgeable professional with the highest level of integrity...we trust him implicitly. Our experience with Check Capital has been outstanding.
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Marty Sappington
Steve Check was referred to us by our CPA over thirty years ago. Working with Check Capital is the best financial decision we’ve made. His two bucket approach to investing has removed the angst of day to day concerns with how our portfolio is performing affording us the opportunity to keep the bulk of our assets working for us while secure our near term financial needs are readily available. His staff has grown through the years, but the culture and investment strategy remains basically the same. All staff members are approachable, professional, and empathetic to the firm’s clients. We’re in for the ‘long run’ with Check Capital. Dana and Marty Sappington
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Debra Dickey
My husband and I have been with Check Capital since 2015 and we were assigned to Chris Ballard whom we love working with on our investment portfolio. They always keep us very informed and we are happy to say that their choices have made our retirement grow! We feel Chris is very attentive to our requests and needs and always seeking for ways to make it even better.
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J Bo “Jerry”
I've been doing business with this firm for more than two years and must say that the service, as well as my portfolio returns, have been stellar. Communications have been detailed and thorough, portfolio management has been well thought out and executed. When I call, I am answered by my account advisor, Jeremy Saltzberg, who's been with me the entire time since I opened my account. These people know what they're talking about and are willing to spend as much time with clients as necessary. This is my "go to" advisor from now on.
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Michael Guarnieri
Check treats its customers like family and has a strong personal interest in ensuring its clients are fully satisfied with Check’s investment performance and customer service. My experience over the past 7 years has lived up to my expectations, and getting to know Check’s leadership better over time has only increased my confidence in the firm.
Questions and Answers
Q: Could you clarify how leverage is used in the Private Program through the use of stock options?
When you buy a stock, you immediately put up 100% of the purchase price. However, when you buy an option, you only pay a premium – typically a fraction of the total purchase price – for the right but not the obligation to buy the stock at a fixed price on a specified future date. Even though you don’t put up 100% of the money, you still receive 100% of the economics, and that’s your leverage. Of course, leverage cuts both ways. It can accelerate gains, but it also amplifies losses. A small decline in the stock price can wipe out your total investment. To mitigate this increased risk, the Private Program buys and sells call options, which lowers the net cost of the investment. (The premiums paid are somewhat offset by premiums received.) Furthermore, the Private Program only uses stock options on Berkshire Hathaway – a company with unique features that minimize the potential long-term downside of the underlying stock.
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- 2 months ago
Q: How do you define “durable profits” and why is this an important factor in your investment strategy?
Core to our investment strategy is the idea of buying a company for less than its intrinsic value. But calculating a company’s intrinsic value – i.e., the discounted present value of future free cash flows – can be a very difficult task. If we don’t know approximately what a company will earn over the next 10 (or more) years, then we cannot value it. And if we cannot value it, then we cannot own it. How would we know if it’s selling at a discount? Therefore, we focus on companies that operate in mature, stable industries with no major threat of technical obsolescence. In addition, we seek companies that possess a competitive advantage, or an edge that allows them to generate sustainably high returns on capital and growing earnings over the long run. That’s because, in our view, only these kinds of companies are capable of producing “durable profits” that can be relied upon to make reasonable assumptions about future free cashflows – the dominant factor in calculating a company’s intrinsic value.
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- 2 months ago
- Washroom
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Wheelchair Accessible Restroom Available
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Restroom Available
Business Rating & Reviews
Established In: Jan 01, 1987
Years in Business: 37